Know the real cost of
every loan you take.
Move the dials, watch the numbers update instantly, get an honest verdict — right here, no page loads, no sign up.
Pick a loan type
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Prepayment Simulator
Drop a lumpsum or bump your monthly EMI. Watch interest and tenure shrink in real time.
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Loan Decision Engine
Enter every loan you have. We rank them by avalanche or snowball and tell you which to kill first.
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Debt Free Countdown
A live clock ticking down to the day your last EMI clears — years, days, hours, seconds.
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We don't collect data, sell leads, or push loan referrals. What you see is what you get.
Real advice
Every result includes a plain English verdict on why you should — or shouldn't — take the loan.
Runs offline
All calculations run locally in your browser. No server. No data leaves your device. Ever.